大东方首创的三代危疾保障计划 —— 涵盖 50 种危疾、身故／全残保障，子女免费获得保障，父母也可加保，期满更全额退还保费或更多。输入基本资料，30 秒看懂你的年保费，并可一键发送给我索取正式报价。
Great Eastern's first-ever 3-generation critical illness plan — 50 covered illnesses, death/TPD protection, free coverage for your children, an optional rider for your parents, and full return of premiums at maturity. Get your estimated annual premium in 30 seconds, then send it to me for an official quotation.
根据大东方官方资料整理，涵盖你、孩子与父母三代人的核心保障。
Summarised from Great Eastern's official materials — covering three generations of your family.
受保人享有 50 种严重疾病保障，赔付 100% 保额或已缴总保费，两者取其高。
Covers 50 critical illnesses. Pays the higher of 100% sum assured or total premiums paid.
万一发生不幸，家人可获得 100% 保额或已缴总保费（取高者）的一笔过赔偿，提供重要财务支持。
A lump sum of the higher of 100% sum assured or total premiums paid, protecting your family financially.
18 岁以下子女（包括未来出生的孩子）自动同保，涵盖 11 种儿童疾病，无需体检，也不影响父母本身的保额。
All children under 18 (including those born in the future) are covered automatically for 11 child illnesses — no medical check, no reduction to your own coverage.
可加保 Parent Protect Rider，为父母提供失智症、癌症、帕金森症三大晚期危疾保障，免体检即可投保。
Add the Parent Protect Rider to cover your parents for Alzheimer's/Severe Dementia, Cancer and Parkinson's — no medical checkup required.
孩童或父母理赔时，额外获得 1% 保额（最高 RM10,000）的现金援助，减轻家庭负担。
An extra 1% of sum assured (up to RM10,000) in cash on a Child/Parent Protect claim.
80 岁期满，领取 100% 保额或已缴总保费，两者取高，等于把风险保障当作强制储蓄。
At maturity (age 80 next birthday), receive the higher of 100% sum assured or total premiums paid.
以一位 30 岁非吸烟男性投保 RM100,000 保额，并加保 RM20,000 父母保障为例（数字仅供参考）。
Example: a 30-year-old non-smoking male with RM100,000 sum assured plus a RM20,000 Parent Protect Rider (illustrative only).
投保 GREAT Generation Care，保额 RM100,000，并加保 Parent Protect Rider RM20,000，保障父母至 100 岁次生日。
Buys GREAT Generation Care with RM100,000 SA, plus a RM20,000 Parent Protect Rider covering parents to age 100.
迎来第一、第二个孩子，两个孩子都自动获得最高 RM20,000 的免费 Child Protect 保障，无需另外投保。
His two children arrive and each automatically gets up to RM20,000 in free Child Protect coverage.
父亲确诊严重失智症，从 Parent Protect Rider 获得赔付，并额外获得情感支持利益现金援助。
His father is diagnosed with Severe Dementia — a Parent Protect Rider payout plus the Emotional Support Benefit follow.
若期间没有再理赔，保单期满，由于保额高于已缴总保费，领取 100% 保额作为期满利益，保单终止。
With no further claims, the policy matures — since SA is higher than premiums paid, he receives 100% SA and the policy ends.
主保额达到一定门槛，每 RM1,000 保额可获得费率折扣，计算机会自动套用。
Once your basic sum assured crosses a threshold, a per-RM1,000 rate discount automatically applies — the calculator below applies this for you.
| 保额级距 Sum AssuredSum Assured Band | 每 RM1,000 保额折扣Discount / RM1,000 SA |
|---|---|
| RM100,000 – RM199,999 | RM0.75 |
| RM200,000 – RM299,999 | RM1.00 |
| ≥ RM300,000 | RM1.25 |
30岁非吸烟男性，原始费率为每RM1,000保额 RM14.90。
30-year-old non-smoking male, base rate RM14.90 per RM1,000 SA.
同样30岁非吸烟男性，原始费率不变，为每RM1,000保额 RM14.90。
Same 30-year-old non-smoking male, base rate still RM14.90 per RM1,000 SA.
＊此折扣仅适用于主保单保额（Basic Plan），不适用于可选父母保障（Parent Protect Rider）。以上为示范计算，正式折扣与费率以大东方官方建议书为准。 ＊This discount applies to the basic plan sum assured only, not the optional Parent Protect Rider. These are illustrative examples — official discounts and rates are subject to Great Eastern's formal sales illustration.
根据大东方官方年缴保费费率表与保额折扣自动计算，仅供参考，正式保费以大东方官方建议书为准。
Calculated from Great Eastern's official annual premium rate table plus the sum assured discount — for reference only; final premiums follow the official sales illustration.
为父母加保失智症／癌症／帕金森症保障，此部分没有期满退还利益，保障至父母 100 岁次生日。
Covers parents for Alzheimer's/Cancer/Parkinson's. This rider has no maturity benefit, and covers parents to age 100 next birthday.
以下清单整理自大东方 GREAT Generation Care 官方产品资料，实际条款与豁免细节以正式保单为准。
Compiled from Great Eastern's official GREAT Generation Care product materials — full terms and exclusions follow the official policy document.
所有保障详情、条款与除外责任，请以大东方人寿官方网站与正式保单文件为准。 All benefit details, terms and exclusions follow Great Eastern Life's official website and policy documents.
投保最低年龄为 17 岁次生日，最高年龄为 60 岁次生日。The minimum entry age is 17 next birthday, and the maximum is 60 next birthday.
最低保额为 RM50,000，最高保额为 RM5,000,000。保额达到 RM100,000 以上，每 RM1,000 保额可享有费率折扣（详见上方「保额折扣」区块），本计算器已自动套用。Sum assured ranges from RM50,000 to RM5,000,000. From RM100,000 onward, a per-RM1,000 rate discount applies (see the "Sum Assured Discount" section above) — the calculator applies this automatically.
18 岁以下子女（包括未来出生的孩子）自动获得保障，最高为父/母保额的 20%，封顶 RM50,000，无需体检，也不影响父母本身的保额。All children under 18 (including those born in the future) are covered automatically — up to 20% of the parent's sum assured, capped at RM50,000, with no medical check and no reduction to the parent's own coverage.
不需要，免体检即可投保。涵盖失智症／严重痴呆症、癌症、帕金森症三大晚期危疾，但此附加保障没有期满退还利益。No medical checkup is required. It covers Alzheimer's/Severe Dementia, Cancer and Parkinson's, but this rider has no maturity benefit.
保单于受保人 80 岁次生日期满，届时可领取 100% 基本保额或已缴总保费，两者取高。The policy matures at age 80 next birthday, paying out the higher of 100% basic sum assured or total premiums paid.
除了 GREAT Generation Care，也欢迎试用以下免费工具，规划家庭财务保障。
Beyond GREAT Generation Care, try these free tools to plan your family's financial protection.
认识 Mr Tai 戴 与 LTLifeFinancialGet to know Mr Tai & LTLifeFinancial
算出家庭保障还差多少Find your family's protection shortfall
了解怀孕期间的保障方案Coverage designed for pregnancy
MRTA／MLTA 房贷资格试算Check loan eligibility with MRTA/MLTA
快速计算独立医药卡保费Quick standalone medical card premium
GreatVantage2 保费不随年龄调涨GreatVantage2 — premiums that don't rise with age
专注家庭保障规划，帮助客户用一份保单照顾三代人。欢迎联系了解 GREAT Generation Care 的详细建议书与专属报价。 Focused on family protection planning — helping clients cover three generations with one policy. Reach out for a detailed sales illustration and personalised quotation.